3 Simple Steps


Step 1 – Contact ICON by phone, email or this website's contact page.

Start by introducing yourself and your project to us.


You’ll be assigned a Loan Coordinator who will assist you in getting your project on board with ICON.

Your Loan Coordinator (LC) will provide you with ICON’s Non-Compete Non-Disclosure (NCND) and Project Submission Worksheet (PSW) for you to complete and return.

Your LC is available to assist you in understanding how to properly complete these documents and will assist you in gathering the info needed for ICON’s Loan Committee to accurately analyze your project and consider issuing a Letter of Interest. In addition to submitting the PSW, it is recommended that you also provide a copy of the project's Executive Summary and Feasibility Study.  

Since “you only get one opportunity to make a good first impression”, it’s really important to follow your LCs coaching and instructions in preparing your project’s PSW.  ICON has a time-tested, straight forward process –

  • Every borrower must work through an assigned ICON Loan Coordinator

  • Every borrower must sign ICON’s Non-disclosure, Non-Compete (NCND)

  • All Projects must be entered into ICON’s Project Submission Worksheet (PSW). This Worksheet is a valuable underwriting tool ICON’s Loan Committee uses to view all prospective projects in a format that best organizes project’s information; allowing for a quick assessment and decision.

If you have a fantastic project , and want to work w/ ICON to have it financed, in order to give it the best chance of being approved is by giving ICON's Loan Committee ALL the right documentation, which includes:  

1. Project Submission Worksheet (PSW)

2. Detailed Executive Summary, with Marketing Plan and Exit Strategies

    w/ Feasibility Studies / Appraisals / Rental Market Studies 

3. Supporting Spreadsheets – Use of Funds Schedule; Revenue and Expenses

4. Monthly Operating Construction Budget (Construction Draw Schedule)

Step 2 – Discuss Your Project with ICON’s Loan Committee.


If ICON likes the project you will be issued a written LOI – Fee Agreement.

ICON’s LOI – Fee Agreement is intended to outline ICON’s and Client’s working relationship via a JV partnership and how ICON intends to structure your project’s financing, as well as ICON's compensation for its services.

A conference call will be scheduled for you to speak directly with ICON’s President and Loan Manager for you

to fully present your project to the Loan Committee and have all your questions answered.

From this conference call, you will gain a better understanding of the meaning of ICON’s LOI – Fee Agreement, as well as ICON’s underwriting standards, closing & funding processes, timeline for project funding, ICON’s JV Equity Partnership, Escrow Account, and other pertinent matters.


Step 3 – Move Forward to Complete Project Financing.

Following this review, if Client is satisfied with ICON’s proposed financing solution and wants to move forward with ICON as outlined within the LOI, you will pay ICON's due diligence fee, provide funds into escrow. and submit all of ICON’s requested underwriting documents for ICON’s initial due diligence, for its complete project underwriting and final loan approval.

Upon Client’s execution and return of the LOI – Fee Agreement, Client's payment of ICON's due diligence fee, and ICON’s receipt of its requested underwriting documentation, ICON will provide Client with ICON’s proposed JV Agreement, and Escrow Agreement & Instructions, etc. for Client’s execution.

Once the JV Partnership is formed and escrow is fully established by JV partners, project funding will occur within 45 to 75 days; according to a predetermined construction disbursement schedule.

To Contact ICON or Submit Your Project Click Here

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ICON Commercial Lending Inc

International Headquarters:
99 Wall Street, Suite 3350,
New York, NY 10005

United States

Office Direct:
Toll Free: 1-888-850-ICON (4266)

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