Tag Archive | "financial crisis"

Can Non-Delinquent Homeowners Qualify for a Loan Modification?

November 10, 2009 6 comments

Now, with the “mortgage melt-down“, you’ve probably heard about how President Obama recently approved $75 BILLION dollars for foreclosure and mortgage relief – however only a very small percentage of homeowners will actually benefit from these programs.
What most people don’t understand is that with our powerful Forensic Loan Audit, loan modifications are NOT just for those [...]

The Great 401K Stock Loan Scandal – How Wall Street Minted Money While Retirees Picked Up the Losses

November 6, 2009 6 comments

During the “Go-Go” Wall Street days of a few years ago, some companies got rich by being middle-men between 401k mutual funds and short sellers who wanted to borrow their stock.
The short sellers put up collateral, agreed to pay dividends, and paid a small amount of interest. These middle-men companies took a big slice of [...]

Background to and Impact of the New Basel Capital Accord – Basel II

October 18, 2009 3 comments

The first Basel Capital Accord was introduced in 1988, featuring recommendations for banks in setting aside sufficient capital against their claims, and was adopted in a regulatory capacity by ‘Group of Ten’ member countries in 1992 along with a great number more over subsequent years.
Basel I was produced by the Basel Committee on Banking Supervision [...]


BENEFITS of Securities Based Lending

- NO Upfront Fees
- NO Credit Check
- NO Income Verification
- NO Personal Guarantees
- NO Closing Costs
- Non-Recourse
- Funds May be Used for ANY PURPOSE
(Personal or Business)
- Fixed Interest Rates
(typically range between 2% - 5%)
- Interest ONLY Loan Payments
- Loan Terms of 3, 5, 7, or 10 yrs
- ONLY Collateral is Pledged Securities
- Loans up to 80% of securities' value
- Borrower Retains Beneficial Ownership
- Borrower Receives ALL Dividends
- Borrower Receives ALL Appreciation
- Quick Funding – a Matter of Days

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