Collateral: SPR (Spider) – Exchange Traded Fund (ETF)

Loan Amount:   $5,390,000

LTV:                       70%

Interest Rate:    4%

Loan Term:         5 years

Use of Funds:    Retire commercial building loan

Collateral: Stock Portfolio

Loan Amount:   $2,745,000

LTV:                       70%

Interest Rate:    3.5%

Term:                    3 year

Use of Funds:    Personal use

Collateral: Berkshire Hathaway Stock

Loan Amount:   $8,650,000

LTV:                       78%

Interest Rate:    2.85%

Term:                    3 year

Use of Funds:    Commercial development

Collateral: 10 Year US Treasury Notes

Loan Amount:   $8,000,000

LTV:                       80%

Interest Rate:     3.25%

Loan Term:        3 Years

Use of Funds:   Purchase commercial property

Collateral: 10 Year US Treasury Notes

Loan Amount:   $77,577,500

LTV:                       77%

Interest Rate:     NONE – payments offset by coupon income from collateral

Loan Term:        3 Years

Use of Funds:   Commercial development project

Collateral: Company Stock – Owned by Corporate Officer

Loan Amount:   $24,300,000

LTV:                       65%

Interest Rate:     4%

Loan Term:        3 years

Use of Funds:   Personal use

Collateral: Yahoo Stock

Loan Amount:   $1,870,000

LTV:                       77%

Interest Rate:    3.5%

Term:                    3 year

Use of Funds:    Personal use